Licensed in 19 states  ·  NMLS 2190975 Direct(877) 545-3811
Dawn LaBenz

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Senior Loan Originator · Southampton, PA

Dawn LaBenz

NMLS #1660028 · Licensed in Pennsylvania and New Jersey · Verify on NMLS Consumer Access

4.82 · 15 verified reviews · Experience.com

  • VA loans
  • Home equity
  • Purchase and refinance

How Dawn works

Dawn works with buyers who want the numbers explained before they commit to anything. Most of her clients come from past clients and the agents who have worked with her, which is the referral pattern that tends to follow someone who returns calls.

Her background is in credit analysis and mortgage underwriting, so she reads a file the way an underwriter will before it gets there. She handles purchase and refinance financing across conventional, FHA, and VA, with particular depth in VA loans and home equity, and she is licensed in both Pennsylvania and New Jersey.

What to expect

  1. A short form, then a call. Tell Dawn what you are trying to do. No Social Security number and no pay stubs at this stage. Dawn calls back, usually the same business day.
  2. A real number. Dawn runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
  3. A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
  4. One person, start to finish. Dawn stays on your file through underwriting, conditions, and closing. Same direct line the whole way.

Programs Dawn works with

Full list: all loan programs. PHFA first-time buyer programs are also available through Dawn.

What clients say

4.82 out of 5 from 15 verified client reviews on Experience.com

  • Dawn & her team were great from start to finish and continued to be supportive throughout the entire process.
    Krysten R., Cinnaminson, NJ · August 2026
  • Clear communication, quick responses, and support every step of the way. Truly appreciated working with Dawn and her team.
    Wilfredo R., Philadelphia, PA · February 2026
  • Everyone was such a help and support on this journey. They guide you and are available to answer any questions you may have while making you feel comfortable.
    Melissa J., Philadelphia, PA · January 2026
  • Dawn and her team are the best! Always going above and beyond to ensure our process and experience is smooth and easy!
    Laura M. R., Philadelphia, PA · January 2026

Reviews are collected by Experience.com from clients after closing and shown here unedited. Read all 15 reviews for Dawn.

Get pre-approved with Dawn

Three quick steps, about a minute. No Social Security number, no pay stubs. Dawn calls you back, usually the same business day.

The basics
A few details (optional)
How to reach you

Ready to go further? Open the full application (about 12 minutes).

Ready to go further? Start the full application and choose Dawn LaBenz as your loan officer. About 12 minutes.

Ready to see what you qualify for?

Apply now Call