Licensed in 19 states  ·  NMLS 2190975 Direct(877) 545-3811
Lance Wilson

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Loan Officer · Southampton, PA

Lance Wilson

NMLS #964795 · Licensed in Pennsylvania · Verify on NMLS Consumer Access

5.00 · 57 verified reviews · Experience.com

  • Montgomery, Bucks and Philadelphia counties
  • Investment property
  • Renovation and USDA

How Lance works

Lance has been helping homeowners with their financing since 2012, through more than one interest rate environment, which shapes how he sets expectations. He is direct about what a file will support and what it will not, early enough for a buyer to adjust rather than find out at underwriting.

A Pennsylvania native who grew up in Conshohocken, he knows Montgomery, Bucks, and Philadelphia counties street by street. He works across purchase, refinance, and investment property financing, including conventional, FHA, VA, jumbo, renovation, and USDA.

What to expect

  1. A short form, then a call. Tell Lance what you are trying to do. No Social Security number and no pay stubs at this stage. Lance calls back, usually the same business day.
  2. A real number. Lance runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
  3. A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
  4. One person, start to finish. Lance stays on your file through underwriting, conditions, and closing. Same direct line the whole way.

Programs Lance works with

Full list: all loan programs. PHFA first-time buyer programs are also available through Lance.

What clients say

5.00 out of 5 from 57 verified client reviews on Experience.com

  • If you're looking for a mortgage professional who is knowledgeable, trustworthy, and truly cares about their clients, we highly recommend Lance.
    Jennifer W., North Wales, PA · June 2026
  • Lance was accessible through our entire home search. He was prompt with replies to questions and made sure we understood the complex mortgage process.
    Christopher W., North Wales, PA · September 2025
  • From start to finish, he was professional, knowledgeable, and highly responsive to our needs.
    Andre M., Willow Grove, PA · June 2025
  • Fast, very helpful, and was able to work with me, and explain the process.
    Markeea B., Philadelphia, PA · July 2026

Reviews are collected by Experience.com from clients after closing and shown here unedited. Read all 57 reviews for Lance.

Get pre-approved with Lance

Three quick steps, about a minute. No Social Security number, no pay stubs. Lance calls you back, usually the same business day.

The basics
A few details (optional)
How to reach you

Ready to go further? Open the full application (about 12 minutes).

Ready to go further? Start the full application and choose Lance Wilson as your loan officer. About 12 minutes.

Ready to see what you qualify for?

Apply now Call