Mortgage payment calculator

Type in your numbers and see the monthly payment for a Conventional, FHA or VA loan. The figures are estimates to help you plan; a pre-approval gives you numbers built on your own file.

Enter your numbers

Example only, enter your own numbers.

Home price $

Down payment

$ %

Interest rate Enter the rate you want to test % Loan term Property taxes Per year. Use the tax bill if you have it. $ Homeowners insurance Per year $ HOA or condo dues Per month. Leave at 0 if none. $

Payment breakdown

Principal & interest$0
Property taxes$0
Homeowners insurance$0
Mortgage insurance$0
HOA or condo dues$0

Total monthly payment

Loan amount: $0

Get your real numbers

Estimate only, not a commitment to lend and not a rate quote. Mortgage insurance, FHA premiums and the VA funding fee shown here are estimates. Rates change daily; call for a current quote.

How to read the estimate

Principal and interest is the loan itself. Property taxes and homeowners insurance are estimates; the real figures depend on the county, the school district and the house, and we use the actual tax bill when we quote. Mortgage insurance is where the programs differ most, which is why the same price and down payment can produce three different payments.

The interest rate is yours to enter; the starting figure is only an example, not a quote. Rates change daily and depend on credit, down payment, property type and loan program; call for a current quote. This calculator does not check income, debts or credit, so it cannot tell you what you qualify for. A pre-approval does.

Get numbers built on your own file.

Three quick steps, about a minute. No Social Security number, no pay stubs. A licensed loan officer calls you back, usually the same business day.

Equal Housing Lender · NMLS #2190975 4.94★ · 1,361 verified reviews on Experience.com

“You were always professional, responsive, patient, and helpful, and you made what could have been a stressful process feel smooth and easy.”Yelda A., North Wales, PA · verified review on Experience.com

The basics

I want to Property ZIP code

Have you found a home? When do you expect to buy?

A few details (optional)

Purchase price, roughly Down payment

Property type First-time buyer?

Credit, roughly How you'll use it

How to reach you

First name Last name

Email Phone

Ready to go further? Open the full application (about 12 minutes).

Ready to see what you qualify for?

Get pre-approved Full application Call (877) 545-3811