Mortgage lender in Broward County, FL

Buying in Broward County

Broward County, with its county seat in Fort Lauderdale, also takes in Pembroke Pines, Hollywood, Miramar, Coral Springs, Pompano Beach and Davie. Broward County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in Florida, from our Southampton, PA office.

2026 conforming limit

$832,750

2026 FHA limit

$667,000 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

title company

State housing agency

Florida Housing Finance Corporation (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Broward County is not designated a high-cost area for conforming loans, so the national baseline of $832,750 applies. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Broward County: from the beach to the western suburbs

East of Interstate 95, from Hollywood through Fort Lauderdale to Pompano Beach and Deerfield Beach, much of the housing is condominiums, many in older buildings. Florida law now requires structural inspections and funded reserves, so lenders look closely at the association, and communities restricted to residents 55 and older have their own rules.

The western cities, including Weston, Pembroke Pines, Miramar, Coral Springs and Parkland, are planned communities of single-family homes and townhomes with association dues. Across the county, flood zone status and the cost of wind coverage decide a large part of the payment, so we get insurance quotes before you commit.

Broward County by the numbers

Median home value

$414,600 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 0.94% of home value a year: median tax bill $3,890 on a median value of $414,600 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

Documentary stamp tax of 70 cents per $100 of the price (Florida Department of Revenue, documentary stamp tax)

Largest communities

Fort Lauderdale, Pembroke Pines, Hollywood, Miramar (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $414,600. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $667,000.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in Florida

Closings in Florida are typically handled by a title company. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the Florida page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Broward County buyers ask

Limits shown are the 2026 FHFA and HUD figures for Broward County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.