Mortgage lender in Gwinnett County, GA

Buying in Gwinnett County

Gwinnett County, with its county seat in Lawrenceville, also takes in Duluth, Suwanee, Buford, Snellville, Lilburn, Norcross and Peachtree Corners. Gwinnett County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in Georgia, from our Southampton, PA office.

2026 conforming limit

$832,750

2026 FHA limit

$718,750 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

closing attorney

State housing agency

Georgia Department of Community Affairs (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Gwinnett County is not designated a high-cost area for conforming loans, so the national baseline of $832,750 applies. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Gwinnett County: Atlanta’s largest suburban county

Gwinnett is suburban from end to end, with most homes in subdivisions that have a homeowners association, often with a swim and tennis amenity; the dues count in the payment. Townhome communities are common along the Interstate 85 corridor and around Duluth and Suwanee.

New construction continues toward Buford, Dacula and Auburn, where a builder purchase means matching the rate lock to the completion date. Older neighborhoods in Norcross, Lilburn and Snellville are more moderately priced. Many buyers here are self-employed; their income is taken from tax returns after business expenses, so bring two years of returns.

Gwinnett County by the numbers

Median home value

$380,900 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 0.95% of home value a year: median tax bill $3,617 on a median value of $380,900 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

$1 for the first $1,000 of the price and 10 cents for each additional $100 (Georgia Department of Revenue, real estate transfer tax)

Largest communities

Peachtree Corners, Duluth, Lawrenceville, Sugar Hill (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $380,900. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $718,750.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in Georgia

Closings in Georgia are typically handled by a closing attorney. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the Georgia page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Gwinnett County buyers ask

Georgia notice. In Georgia, Stellar Mortgage Corporation does business as Welcome Home Lending Corporation, NMLS #2190975.

Limits shown are the 2026 FHFA and HUD figures for Gwinnett County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.