Mortgage lender in Rockingham County, NH

Buying in Rockingham County

Rockingham County, with its county seat in Brentwood, also takes in Derry, Salem, Londonderry, Portsmouth, Exeter, Hampton and Windham. Rockingham County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in New Hampshire, from our Southampton, PA office.

2026 conforming limit

$962,550 (high-cost area)

2026 FHA limit

$962,550 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

title company or attorney

State housing agency

New Hampshire Housing (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Rockingham County is designated a high-cost area for conforming loans, so its limit is above the national baseline of $832,750. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Rockingham County: the Seacoast and the Massachusetts border towns

Salem, Windham, Londonderry and Derry, along Interstate 93, are home to many buyers who work in Massachusetts; that income counts normally. Portsmouth, Exeter and the Seacoast towns are higher-priced, and Portsmouth has many condominiums, where the association is reviewed along with the buyer.

Along the coast, in Hampton, Rye and Seabrook, many properties are in a mapped flood zone, and some are seasonal homes, so the flood determination and how you will use the property come first. The Portsmouth Naval Shipyard, just across the river in Maine, brings VA-eligible buyers. Property taxes vary a great deal by town.

Rockingham County by the numbers

Median home value

$497,500 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 1.58% of home value a year: median tax bill $7,839 on a median value of $497,500 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

75 cents per $100 of the price charged to the buyer and the same to the seller (RSA 78-B:1)

Largest communities

Derry, Salem, Londonderry, Portsmouth (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $497,500. The 2026 one-unit conforming loan limit here is $962,550 and the FHA limit is $962,550.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in New Hampshire

Closings in New Hampshire are typically handled by a title company or attorney. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the New Hampshire page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Rockingham County buyers ask

Limits shown are the 2026 FHFA and HUD figures for Rockingham County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.