Mortgage lender in Summit County, OH

Buying in Summit County

Summit County, with its county seat in Akron, also takes in Cuyahoga Falls, Stow, Barberton, Green, Hudson and Twinsburg. Summit County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in Ohio, from our Southampton, PA office.

2026 conforming limit

$832,750

2026 FHA limit

$541,287 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

title company

State housing agency

Ohio Housing Finance Agency (OHFA) (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Summit County is not designated a high-cost area for conforming loans, so the national baseline of $832,750 applies. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Summit County: Akron and the towns around it

Akron has some of the most moderately priced housing among Ohio’s larger cities, much of it built before 1950. FHA loans are a common fit, and older homes are where an appraisal is more likely to raise condition items, so we talk about condition before the offer.

Hudson, in the north, is the county’s highest-priced community, and Stow, Cuyahoga Falls, Green and Twinsburg are suburban, with newer subdivisions and homeowners associations. Around the Portage Lakes, south of Akron, some homes began as seasonal cottages, and whether a lake home is a primary residence or a second home decides the loan. Tax rates vary by school district.

Summit County by the numbers

Median home value

$208,700 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 1.53% of home value a year: median tax bill $3,195 on a median value of $208,700 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

County conveyance fee plus a county transfer tax of up to $3 per $1,000 of value, so the rate depends on the county (Ohio Revised Code § 322.02)

Largest communities

Akron, Cuyahoga Falls, Stow, Green (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $208,700. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $541,287.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in Ohio

Closings in Ohio are typically handled by a title company. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the Ohio page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Summit County buyers ask

Ohio notice. Stellar Mortgage Corporation, NMLS #2190975, 729 Grove Ave., Second Floor, Southampton, PA 18966.

Limits shown are the 2026 FHFA and HUD figures for Summit County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.