Mortgage broker in Greenville County, SC

Buying in Greenville County

Greenville County, with its county seat in Greenville, also takes in Greer, Mauldin, Simpsonville, Taylors, Fountain Inn and Travelers Rest. Greenville County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in South Carolina, from our Southampton, PA office.

2026 conforming limit

$832,750

2026 FHA limit

$541,287 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

closing attorney

State housing agency

SC Housing (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Greenville County is not designated a high-cost area for conforming loans, so the national baseline of $832,750 applies. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Greenville County: the Upstate’s largest market

Simpsonville, Fountain Inn, Greer and Five Forks are where most new construction is, in subdivisions with homeowners associations; a builder purchase means matching the rate lock to the completion date. Downtown Greenville has condominiums, which need the association reviewed along with the buyer.

In South Carolina a home you live in is taxed at a much lower assessment ratio than a second home or rental, but only after you apply to the county, so we estimate the first year’s payment carefully and remind you to file. Many buyers relocate here for manufacturing and engineering jobs. North of Travelers Rest, toward the mountains, wells and septic systems are common.

Mortgage broker in Greenville County by the numbers

Median home value

$299,000 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 0.51% of home value a year: median tax bill $1,512 on a median value of $299,000 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

Deed recording fee of $1.85 per $500 of the price (South Carolina Department of Revenue, deed recording fee)

Largest communities

Greenville, Greer, Mauldin, Simpsonville (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $299,000. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $541,287.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in South Carolina

Closings in South Carolina are typically handled by a closing attorney. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the South Carolina page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Greenville County buyers ask

South Carolina notice. In South Carolina, Stellar Mortgage Corporation, NMLS #2190975, is a licensed mortgage broker. We arrange mortgage loans with lenders and do not make loans in South Carolina.

Limits shown are the 2026 FHFA and HUD figures for Greenville County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.