Licensed in 19 states  ·  NMLS 2190975 Direct(877) 545-3811
Oleg Lapko

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Mortgage Loan Officer · Southampton, PA

Oleg Lapko

NMLS #2581640 · Verify on NMLS Consumer Access

  • Thorough, step-by-step guidance
  • Purchase and refinance

How Oleg works

Oleg works with buyers who want the process explained thoroughly rather than summarized. He takes the time to walk through how a lender evaluates income, what reserves are for, and why two borrowers with the same salary can qualify for different amounts.

He handles purchase and refinance financing across conventional, FHA, and VA programs, and his measure of a good outcome is a client who understood every decision along the way.

What to expect

  1. A short form, then a call. Tell Oleg what you are trying to do. No Social Security number and no pay stubs at this stage. Oleg calls back, usually the same business day.
  2. A real number. Oleg runs your income, credit, and assets against the programs you actually qualify for, and tells you what your file supports and what it does not.
  3. A letter agents take seriously. When you are ready to make an offer, the pre-approval letter is built on verified numbers, not a guess.
  4. One person, start to finish. Oleg stays on your file through underwriting, conditions, and closing. Same direct line the whole way.

Programs Oleg works with

Full list: all loan programs. PHFA first-time buyer programs are also available through Oleg.

Get pre-approved with Oleg

Three quick steps, about a minute. No Social Security number, no pay stubs. Oleg calls you back, usually the same business day.

The basics
A few details (optional)
How to reach you

Ready to go further? Open the full application (about 12 minutes).

Ready to go further? Start the full application and choose Oleg Lapko as your loan officer. About 12 minutes.

Ready to see what you qualify for?

Apply now Call