Mortgage lender in Bristol County, MA

Buying in Bristol County

Bristol County, with its county seat in Taunton, also takes in New Bedford, Fall River, Attleboro, Dartmouth and Easton. Bristol County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in Massachusetts, from our Southampton, PA office.

2026 conforming limit

$832,750

2026 FHA limit

$787,750 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

closing attorney

State housing agency

MassHousing (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Bristol County is not designated a high-cost area for conforming loans, so the national baseline of $832,750 applies. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Bristol County: Fall River, New Bedford and the South Coast

Fall River and New Bedford have some of the most moderate prices in eastern Massachusetts, and three-family homes are the typical building there. Buying one to live in follows owner-occupant rules, and FHA loans are a common fit. Older multi-family homes are where an appraisal is most likely to raise condition items, so we talk about condition before the offer.

Attleboro, Mansfield and Easton, in the north, are commuter towns tied to Boston and Providence. Along Buzzards Bay and Mount Hope Bay, in Dartmouth, Fairhaven, Westport and Somerset, some properties are in a mapped flood zone. In the rural towns, wells and septic systems are common, and a Title 5 inspection is needed before the sale.

Bristol County by the numbers

Median home value

$451,200 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 1.07% of home value a year: median tax bill $4,807 on a median value of $451,200 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

Deeds excise of $2.28 per $500 of the sale price (Massachusetts Department of Revenue, tax rates)

Largest communities

New Bedford, Fall River, Taunton, Attleboro (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $451,200. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $787,750.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in Massachusetts

Closings in Massachusetts are typically handled by a closing attorney. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the Massachusetts page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Bristol County buyers ask

Massachusetts notice. Stellar Mortgage Corporation, NMLS #2190975. Massachusetts Mortgage Lender License.

Limits shown are the 2026 FHFA and HUD figures for Bristol County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.