Mortgage lender in Plymouth County, MA

Buying in Plymouth County

Plymouth County, on the South Shore, takes in Brockton, Plymouth, Marshfield, Hingham, Bridgewater, Middleborough and Wareham. Plymouth County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in Massachusetts, from our Southampton, PA office.

2026 conforming limit

$962,550 (high-cost area)

2026 FHA limit

$962,550 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

closing attorney

State housing agency

MassHousing (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Plymouth County is designated a high-cost area for conforming loans, so its limit is above the national baseline of $832,750. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Plymouth County: Brockton and the South Shore

Brockton, the largest city, has moderate prices and many two- and three-family homes, where FHA loans are a common fit and buying to live in one unit follows owner-occupant rules. Hingham, Duxbury, Scituate and Norwell are higher-priced coastal and commuter towns.

The coast is the main thing to check. In Hull, Scituate, Marshfield, Duxbury and Wareham many properties are in a mapped flood zone, and flood insurance can change the payment considerably, so we get the determination and a quote first. In Plymouth, Carver and Middleborough, wells and septic systems are common, and a Title 5 inspection is needed before the sale.

Plymouth County by the numbers

Median home value

$556,000 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 1.17% of home value a year: median tax bill $6,502 on a median value of $556,000 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

Deeds excise of $2.28 per $500 of the sale price (Massachusetts Department of Revenue, tax rates)

Largest communities

Brockton, Plymouth, Bridgewater, Marshfield (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $556,000. The 2026 one-unit conforming loan limit here is $962,550 and the FHA limit is $962,550.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in Massachusetts

Closings in Massachusetts are typically handled by a closing attorney. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the Massachusetts page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Plymouth County buyers ask

Massachusetts notice. Stellar Mortgage Corporation, NMLS #2190975. Massachusetts Mortgage Lender License.

Limits shown are the 2026 FHFA and HUD figures for Plymouth County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.