Mortgage lender in Bexar County, TX

Buying in Bexar County

Bexar County, with its county seat in San Antonio, also takes in Converse, Universal City, Live Oak, Leon Valley, Helotes and Alamo Heights. Bexar County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in Texas, from our Southampton, PA office.

2026 conforming limit

$832,750

2026 FHA limit

$557,750 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

title company

State housing agency

Texas Department of Housing and Community Affairs (TDHCA) (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Bexar County is not designated a high-cost area for conforming loans, so the national baseline of $832,750 applies. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Bexar County: San Antonio, Military City

Joint Base San Antonio, which includes Fort Sam Houston, Lackland and Randolph, makes this one of the largest military markets in the country. VA loans are a large share of purchases, often on orders with a fixed report date, so we request the Certificate of Eligibility at once. Many military retirees also settle here.

Prices are moderate for a large Texas city. The far west and north sides, around Alamo Ranch, Helotes and Stone Oak, are newer planned neighborhoods with association dues, and some have an added district tax. Older neighborhoods inside Loop 410 are where an appraisal is more likely to raise condition items. Over the Edwards Aquifer, in the north, building rules are stricter.

Bexar County by the numbers

Median home value

$262,200 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 1.73% of home value a year: median tax bill $4,535 on a median value of $262,200 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

None. Texas has no real estate transfer tax (Texas Constitution, art. VIII, § 29)

Largest communities

San Antonio, Timberwood Park, Converse, Universal City (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $262,200. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $557,750.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in Texas

Closings in Texas are typically handled by a title company. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the Texas page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Bexar County buyers ask

Texas notice. Texas residents: see the Texas complaint notice required by the Department of Savings and Mortgage Lending.

Limits shown are the 2026 FHFA and HUD figures for Bexar County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.