Mortgage lender in Tarrant County, TX

Buying in Tarrant County

Tarrant County, with its county seat in Fort Worth, also takes in Arlington, Mansfield, North Richland Hills, Euless, Keller, Southlake and Grapevine. Tarrant County files are handled by Steve Umansky, Sr. Branch Manager, NMLS #61764, who is licensed in Texas, from our Southampton, PA office.

2026 conforming limit

$832,750

2026 FHA limit

$563,500 (one-unit, set by HUD)

Above the conforming limit

Jumbo pricing

Closing commonly handled by

title company

State housing agency

Texas Department of Housing and Community Affairs (TDHCA) (general information; not a participating lender)

Your officer

Steve Umansky, NMLS #61764

2026 limits for a one-unit property. Tarrant County is not designated a high-cost area for conforming loans, so the national baseline of $832,750 applies. Sources: FHFA conforming loan limit values and HUD FHA mortgage limits.

Tarrant County: Fort Worth and Arlington

Naval Air Station Joint Reserve Base Fort Worth and the defense plants beside it bring VA-eligible buyers, and we request the Certificate of Eligibility at the start. North Fort Worth, toward Alliance and Haslet, and Mansfield, to the south, are where most new construction is, often in neighborhoods with a utility or improvement district tax on top of the usual property taxes.

Southlake, Keller and Colleyville are the higher-priced suburbs. Arlington, Euless, Hurst and Bedford are established and more moderate. Hail claims are common, so insurers look at the roof. We build the payment from every taxing unit on the property and remind owner-occupants to file for the homestead exemption.

Tarrant County by the numbers

Median home value

$323,900 (Census Bureau, ACS 2020–2024, table B25077)

Typical property tax

About 1.65% of home value a year: median tax bill $5,334 on a median value of $323,900 (Census Bureau, ACS 2020–2024, table B25103)

Transfer tax

None. Texas has no real estate transfer tax (Texas Constitution, art. VIII, § 29)

Largest communities

Fort Worth, Arlington, Grand Prairie, Mansfield (Census Bureau, ACS 2020–2024, table B01003)

The county median home value is $323,900. The 2026 one-unit conforming loan limit here is $832,750 and the FHA limit is $563,500.

Census figures are survey estimates for owner-occupied homes, not appraisals or tax quotes. We use the actual tax bill for the property when we quote.

Closing and programs in Texas

Closings in Texas are typically handled by a title company. The closing process, state transfer and recording taxes and first-time buyer programs are covered on the Texas page. Property taxes are set locally; we take the figure from the tax record for the address.

Questions Tarrant County buyers ask

Texas notice. Texas residents: see the Texas complaint notice required by the Department of Savings and Mortgage Lending.

Limits shown are the 2026 FHFA and HUD figures for Tarrant County. Loan limits, tax rates and agency programs are set by third parties and change. Not a commitment to lend.